How It Works

How it worksFirst, we ask the credit bureaus to set fraud alerts on your behalf. This usually takes about an hour from the time we receive your enrollment. Then, unless you tell us not to, about every 90 days we renew the fraud alert with the credit bureaus.

Second, we request that your name be removed from pre-approved credit card lists, and we renew the request as it expires.

Third, we add the numbers that you designate to the National Do Not Call Registry.

Fourth, we periodically send you, by email, ScamAlert, which contains information and alerts related to recent scams and identity theft methods and techniques to help you stay one step ahead of identity thieves.

Fifth, we cover you with our $1 Million Service Guarantee, so if you do become the victim of identity theft, we cover the losees.*

*See $1 Million Service Guarantee for details.